Many insurance companies use what is called a fire rating which is established by the Insurance Services Officer (ISO). ISO evaluates the fire department operations, equipment and training, along with the city’s water supply, every 5-10 years. Even some insurance companies who do not use the ISO rating still use the benchmarks within the ISO system.
Some insurance agents do not realize that our auto-aid agreements with our neighboring fire departments can result in lower insurance rates. If you have questions on what the ISO rating is for your address, please contact the fire chief.